Is It Time to Leave the U.S.? Why More Expats Are Choosing Lake Chapala, Mexico — and How We Can Help You Get There

Michaela & Ricardo
Jul 14
5 min read

More and more Americans and Canadians are asking a very important question these days: Is this still the right place for me? Whether it’s growing political unrest, rising crime rates, unattainable healthcare, or just the feeling that things aren’t working the way they used to, a growing number of people are looking outside their borders for a better life.

If you’ve ever considered retiring abroad or starting fresh in a welcoming, affordable, and vibrant community, Lake Chapala, Mexico might be exactly what you're looking for. At RetireInLakeChapala.net, we specialize in making your transition smooth and stress-free. With over 150 in-depth blog articles, guidebooks, videos, and unlimited access to our team for questions, we provide all the information you need to make the most informed decision possible. In addition, our Personalized Retirement Seminars offer expert guidance tailored to your needs, making us your go-to resource for starting a new life in paradise.

Why Leave the U.S. or Canada?

We hear it every day: people are frustrated. Costs are rising, political divisions are deepening, and the promise of a secure and comfortable retirement seems to be slipping further away. In fact, a recent study found that 13% of Americans are planning to retire abroad, and it’s not hard to see why.

In the U.S. and Canada, many retirees are finding that even with Social Security or pensions, they're just barely scraping by. Add in high property taxes, medical expenses, and the general cost of living, and it becomes clear why a growing number of people are looking for options that offer more freedom, financial security, and peace of mind.

Why Lake Chapala?

Lake Chapala offers something unique: a peaceful, affordable lifestyle in one of the most beautiful parts of Mexico. Just 45 minutes from Guadalajara International Airport, Lake Chapala is home to a large and friendly expat community, world-class amenities, and a climate that’s often described as one of the best in the world.

Here's why it's one of the smartest moves you can make:

Low Cost of Living – Many of our clients live comfortably on $1,800 to $2,000 USD per month, including rent, utilities, dining out, healthcare, and even domestic help.
Strong Community – You’ll find fellow expats from the U.S., Canada, and Europe, with plenty of support groups, clubs, and events to help you settle in.
Cultural Richness – From traditional markets and local festivals to art galleries and live theater, Lake Chapala offers a lifestyle that’s both relaxing and culturally fulfilling.
Safe and Welcoming – Compared to many urban areas in North America, Lake Chapala boasts lower crime rates and a slower pace of life.
Access to Excellent Healthcare – With three hospitals in the Lake Chapala area and top-tier medical facilities in Guadalajara, you’re never far from quality care.
Incredible Year Around Climate - Often referred to the second best climate in the world
Close proximity to a major International Airport - An easy 1/2 hour to 45 minute drive to Guadalajara International Airport where you can take flights to the U.S/Canada, Europe and Central and South America.

Real Stories, Real People

Take Mark and his wife, two of our recent clients. They moved to Ajijic, one of the most charming villages in the Lake Chapala area, and bought a beautiful home overlooking the lake and village. With Mark drawing $2,400 per month in Social Security, they live comfortably and still save money each month.

“We have the money and time to do anything we want,” Mark told us. “We go to the spa, soak in the hot springs, dine out, see live theater, and travel around Mexico. We even get our food, wine, and household items delivered right to our door.”

They also have a maid and gardener who come weekly, which is both affordable and helps support the local economy. “We feel spoiled,” Mark laughs. “This is the life we always dreamed of.”

Health Care You Can Rely On

As we age, healthcare becomes more important than ever—and Lake Chapala delivers. Thanks to its history as a retirement destination for over 70 years, the region has developed a strong and reliable medical infrastructure.

There are now three hospitals in the Lake Chapala area, as well as clinics specializing in heart care, dermatology, dental care, and more. Need more advanced treatment? World-class hospitals in Guadalajara are just an hour away.

And yes, you can afford it—many procedures that would cost tens of thousands of dollars in the U.S. are available for a fraction of the price here, with no long waiting lists and personalized care.

Visas, Banking, Legal Considerations & More - We Help You

Moving abroad may feel overwhelming, but that’s where we come in. We walk you through everything from choosing the right visa to setting up a local bank account and understanding local laws. It's all part of our services at Lake Chapala Retirement Seminar

Visas – Start with a 180-day tourist visa and see how you like the area. If you fall in love with the lifestyle (many do), we’ll help you get the right Temporary or Permanent Residency visa. This is not citizenship—just a smart way to stay longer and take advantage of more services.
Banking – We advise our clients to keep most of their money in their home country, bringing down 3–6 months’ worth at a time. We also help them open local accounts and advise on exchange services to maximize their financial security.
Cars & Property – Thinking you'll need a car? We’ll help you understand the requirements and options so you make the best decision for your lifestyle.
Medical Care - We introduce you to a local American doctor to discuss your own personal health issues and how you will handle them in Mexico, health care options, hospitals and services, availability and costs of drugs.
Medical Evacuation - Meet with a representative of SkyMed, a medical evacuation company, as part of your health care options and learn about the possibilities of a medical evacuation membership.
Insurance - Meet with an insurance broker to discuss all your insurance needs including health care insurance, eligibility, costs, car insurance and household insurance.
Rental Agent/Property Manager - Meet with a rental agent/property manager to discuss rental properties, lease agreements, tenant & landlord rights and obligations, property management services and costs
Real Estate Agent - Discuss with a professional agent the pros and cons of buying, legal requirements and the learn about the purchasing process.

Renting vs. Buying

Our top recommendation? Rent before you buy. Explore different towns and neighborhoods, get a feel for what suits you, and only then start looking to purchase.

The Lake Chapala “Golden Zone” stretches across several towns, each with its own character and vibe. Whether you prefer the lively culture of Ajijic, the tranquility of San Antonio Tlayacapan, or the charm of Chapala proper, we’ll help you find your place.

Some expats choose to rent long-term to maintain flexibility, while others invest in real estate. We’ll guide you either way.